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Buying new property?

Complete the application form below to choose from a variety of mortgage products.

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Changing your mortgage?

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Want the Best Deals?

Our mortgage experts will work hard to find you the best mortgage deal to suit your needs.

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Mortgage - How much can I borrow?

When you are thinking about getting a mortgage, you have to consider various actors to determine whether it is the right time for you to get a mortgage. One of these factors is to decide check your finances and assess whether you will be able to afford a mortgage.

Before considering a home mortgage, ask yourself this question: am I financially ready for a residential or a buy to let mortgage? Many people do not take into account the fact that many expense come with a mortgage. Along with the monthly payments, you will also be paying for homeowner’s insurance, flood insurance, and mortgage insurance


What about all the other monthly bills like electricity, telephone, water, and cable? Are you still making auto payments? If you have kids or are planning to have kids, will you have enough to cover their doctor’s expenses, clothing, school, etc…?

What about your own clothing, food, medical, and other expenses? Take the time to create a household budget. How much did you spend last year? Add a little more money to each bill (just in case). Also, add a special section for unexpected bills or payments. If getting a mortgage is still within your means, then you are one step closer to owning your own home

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Contact us to find how much you can borrow on your mortgage.