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Buying new property?

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Changing your mortgage?

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Want the Best Deals?

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What is a Mortgage and Mortgage Interest Rates

Buying a home has been described as a dream. However, most people don’t have the money in the bank to buy the home (and, in some cases, pay for the land, and the builder) outright. This is where mortgages come in


A mortgage is a legally binding contract through which the home owner can borrow the money to pay for the house by agreeing to pay back the mortgage sum, plus interest, over a set period. The lender has the legal power to seize your house and auction or sell it if you cannot make your mortgage payments. Since most mortgages are over a 30-year period, it is beneficial to the borrower to be able to sign a contract under a low mortgage loan rate

Not too many people find the financial ins and outs of signing a mortgage agreement exciting. Having some background knowledge about the mortgage loan interest rate in is essential for you to tell if you are offered a good deal, if there is bargaining room, or if you should lace up those running shoes and get out of there

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Contact us to keep an eye on the latest interest rates.